What is HGV Insurance?

HGV Insurance can also be known as Haulage Insurance or Truck Insurance. The cover available under a Haulage, or Truck Insurance policy is generally the same as a HGV Insurance policy.

In general terms the policy will provide cover for the HGV vehicles itself, dependant on the cover chosen, and any damage the truck may cause to any others, be that people or property. You will also be able to get HGV insurance for a fleet of vehicle as well as a single Truck or HGV.

There are two classes of use under a HGV Insurance policy carriage of goods for hire and reward or carriage of own goods.

Hire and Reward insurance cover would be used by haulage operators who use their HGV to carry goods on behalf of others and receive payment for carrying the goods. Carriage of own goods would apply to HGV owners who do not receive payment from others to carry goods, but use the truck to transport their own goods or to deliver their goods to customers.

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This entry was posted on Wednesday, February 11th, 2009 at 5:29 pm and is filed under HGV (Haulage/Truck). You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.