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Isis insurance services, the HGV insurance broker has noted that Transport for London are offering over 200 workshops, both inside and outside London to help hauliers and their customers keep running smoothly during the Olympic and Paralympic Game periods this summer.
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Isis Insurance Services, a specialist tipper insurance broker has noted a recent article which highlights how now more than ever, the tipping and bulk transport sector needs it own dedicated exhibition, according to leading industry manufacturers and service providers.
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Isis insurance services, a specialist HGV and haulage insurance broker has noted a recent announcement by VOSA, the vehicle and operator services agency, which marks the opening of the 150th Authorised Testing Facility (ATF) at Brownhills-based Gulliver’s Truck Hire Ltd which will offer open access vehicle testing of trailers, heavy goods and public service vehicles five days a week. Read more
Isis Insurance Services, the specialist HGV insurance broker has noted a recent article highlighting how gangs are patrolling Britain’s motorways in specially converted trucks to carry out slash and grab raids on lorries. Read more
Isis Insurance services has noted a recent article by the RHA (Road Haulage Association) reporting that the past year has been interesting and challenging, but once more the RHA has been particularly effective in representing its members.
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Isis Insurance the specialist haulage insurance broker has noted a recent report by the Freight Logistics Industry Image Group.
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Vans and other commercial vehicles are increasingly becoming victims of theft in the UK.
Figures from the Association of Chief Police Officers Vehicle Crime Intelligence Service (AVCIS) show that thieves are often just as interested in a vehicle’s contents as its resale value, leading to a rise in thieves are targeting commercial vehicles for their tools and goods. Read more
A report published by the Freight Transport Association (FTA) says high fuel costs are the number one issue and concern for haulage operators.
The haulage industry is being continually squeezed by rising fuel bills and higher operating costs. To make matters worse hauliers are under pressure to give earlier payment terms to suppliers, whilst customers are pushing to lengthen their payment terms. Read more
Travel over the festive period will be made much easier due to the Highways Agency plan to complete more than 500 miles of road words on major UK routes this week.
In addition 60 miles of road works will be suspended over the Christmas period between 23rd December and 3rd January. Read more
December 22nd, 2011. Tags: Christmas driving
Posted in General | No Comments »
The Freight Transport Association (FTA) is ratcheting up the pressure on UK and European politicians alike, with plans for a rally in Brussels, as fears grow that a 4m trailer height will be foisted on UK hauliers.
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Isis insurance services, a leading skip hire insurance broker has noted some recent information which has been updated from the environment agency via the website at http://www.environment-agency.gov.uk
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Isis Insurance, a leading landlords insurance broker has noted a recent BBC report which highlights how Londoners hoping to rent out their homes during the Olympics are being warned they could be breaking the law and left facing a fine.
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Following on from our recent article we take a further look at health and safety within the haulage industry and how this may impact on hauliers HGV insurance.
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The road haulage industry has in recent years had a higher rate of reportable injuries (severe enough to stay off work more than three days) than either construction or agriculture.
Understanding the sorts of things that result in injury and ill health can help a haulier take practical steps to put controls in place to reduce the risks and comply with the law. In addition by reducing the frequency and severity of claims hauliers can help to reduce the costs of HGV insurance.
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Credit hire fraud is fast becoming a serious problem: according to law firm Beachcroft, cases of credit hire only staged accidents – where the fraudster claims for just the credit hire aspect and not Personal injury – has increased fourfold since April 2010.
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New laws, which came into force from the end of June this year, mean that owners or keepers of vehicles which are not insured may need to take action.
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Isis Insurance is market leader within the commercial vehicle insurance sector who have built a strong relationship with major commercial vehicle insurers to offer you a policy that is designed around your company needs but also at competitive prices.
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Isis Insurance services, a leading truck insurance broker has noted a recent comment from the Freight Transport Association (FTA) that it is urging the Government to look long and hard at the recommendations made in the Transport Select Committee’s (TSC) report Out of the Jam: Reducing Congestion on our Roads. The leading trade body, whose views on the ‘patchiness’ of available road traffic information were included in the report, welcomes the TSC’s recommendations to fill gaps in information for freight operators.
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Isis Insurance, a specialist haulage insurance broker has noted that the FairFuelUK government e-petition reached its target of 100,000 signatures, which now guarantees a full Parliamentary debate on the high cost of fuel. Read more
Many small haulage companies require employees to use their own vehicles for business use from time to time and recent legislation needs to be taken into consideration when this is carried out. Read more
For most motor traders buying motor trade insurance is probably a chore and a bit of a bore as there can be many complications with regards to getting a policy that suits your company or individual requirements. Read more
Isis Insurance is a market leading fleet insurance broker who have built strong connections with many of the UK’s leading fleet insurance companies and can offer tailored fleet insurance packages to suit your business requirements so if your company owns a small fleet of vehicles (typically between 3-12 vehicles) then you may be able to benefit by considering a mini fleet insurance policy. Read more
A recent announcement by the UK transport minister is welcome good news for the UK’s haulage and HGV industry.
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Isis Insurance services, a leading tipper insurance broker has noted information provided by the health and safety executive (HSE) via their website which highlights the risks involved falls from tipper lorries and incidents involving sheeting and unsheeting tipper vehicles.
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Isis Insurance is a market leading van insurance broker who has built up strong relationships with insurers to offer tailored insurance packages to suit your business requirements. We are continually looking at ways to save our customers money and we believe FairFuelUK could be a good one as they are continuing to fight the high petrol prices but they need more support if it’s to succeed.
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Isis Insurance services, a leading let property insurance broker has noted a number of recent reports which suggest that landlords continue to be optimistic as to the future of the let property market.
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Isis Insurance, a leading HGV insurance broker has noted a recent article from VOSA which explains how a pocket guide designed to improve road safety by helping professional drivers understand complex driver’s hours rules has been recognised with a national award.
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Isis Insurance Services are a leading HGV insurance broker and are also able to arrange competitive truck insurance for smaller vehicles in excess of 7.5 tons gross vehicle weight.
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September 16th, 2011. Posted in General | No Comments »
In July this year, UK car manufacturing rose 1.3%, and over the course of the first seven months, has risen 3.7%. Engine production in the UK remained consistent, dropping only slightly in July by 0.4% and is up 4.0% for the year-to-date.
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Many new vehicles now arrive with free servicing some until a car is 5 years. Some manufacturers are so confident of the build quality of their vehicles that they have extended this to 7 years.
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Isis Insurance, a leading lorry insurance broker has noted a recent announcement of new measures to cut the number of rush hour road works which has been announced by Transport Secretary Philip Hammond.
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Isis Insurance is a market leading motor trade insurance broker offering competitive and tailored motor trade insurance packages you suit all needs. We offer motor trade insurance policies from a individual Motor Trader selling cars from his home address to garages with premises.
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Swedish Automobile, the parent company of ailing carmaker Saab, announced a property sale and leaseback deal worth 28 million Euros, providing further funds to settle bills and pay wages due to the lack of sales on New Saab’s.
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A recent report has highlighted that more than half of businesses are unprepared for having employees working beyond the traditional retirement age of 65. The default retirement age will be abolished this autumn, with businesses no longer able to force staff to retire on their 65th birthday due to age alone.
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As most users of tipper vehicles know the ever increasing cost of fuel has had a major impact on their businesses. Add to this the increasing demand placed upon them to reduce carbon emissions and environmental impact of running tipper vehicles and it’s no surprise that businesses are experiencing tough times.
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The new M74 motorway extension is now open and it is expected it will generate as many as 20,000 jobs for the Scottish economy according to Cabinet Secretary Alex Neil speaking at last month’s opening of the improved transport link, built between £15-£20 million under budget and which supported 900 jobs during its three year construction.
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Isis Insurance are a market leading broker offering Motor Trade Insurance, when searching the marketing for News and updates we were surprised to see that the world’s biggest car manufacturer have had to recall over 110,000 of their Highlander Hybrid and Lexus RX400h models due to electrical problems that could cause the vehicles to stop suddenly. Toyota has recalled the majority of vehicles from U.S, Japan and Europe, with a minority of recalls occurring in Canada, Australia and South Korea. Over the past 18 months, Toyota has recalled around 12 million vehicles due to safety related issues.
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Isis Insurance, a leading let property insurance broker have noted recent comments regarding the apparent profitability of student let accommodation.
The student let market has long been seen by many landlords and a number of let property insurers as the undesirable end of the let property market, but recent reports suggest that times attitudes from landlords in particular may be changing.
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Choosing the right skip hire firm to provide a skip is not just about choosing the cheapest option. A correctly run skip hire firm will not only provide the actual skip but will also ensure that the waste is disposed in a professional and as importantly legal way.
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Isis Insurance services, a specialist lorry and HGV insurance broker has noted a recent report by the UK border agency concerning a large quantity of drugs found in a lorry entering the UK at Dover. It reports that a man has appeared in court charged with attempting to smuggle heroin, cocaine and cannabis into the UK.
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As many buy to let landlords may testify the fundamental issues with investing in buy to let property are twofold – having faith in the ability of the property to inflate in value and the demand for rented accommodation.
Whilst the value of houses, and the corresponding increase or decrease in value is very dependent upon the area in which the property is situated, the demand for good quality rented property by tenants seems to be very strong.
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Isis insurance services, a leading HGV and Haulage insurance broker has noted recent comments by the highways agency which confirms that following the spending review announcement on October 26th 2010, the Government announced plans to invest £2.3 billion on major roads improvements through to the end of 2014/2015. This included £1.4 billion to start 14 new schemes in the next 4 years.
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Isis insurance services is a specialist insurance broker providing HGV, Haulage, truck and lorry insurance to the transport industry.
We deal with many clients from large companies to smaller sole traders and owner drivers and from our many discussions with them we are able to understand both their individual needs in respect of arranging insurance cover and also the issues which they face in business on a day to day basis. Read more
Isis insurance has been arranging tipper insurance for customers old and new for many years and has seen almost all of the uses a tipper vehicle can be put to when clients look to arrange tipper insurance cover.
It is fair to say that clients are being relentlessly squeezed by their customers in respect of cost and timescales, they are having to seek ever new and innovative ways of working more efficiently and quickly.
This in turn means that they are continually searching to find vehicles which will do jobs more efficiently simply by allowing operatives to work more effectively. Read more
August 2nd, 2011. Posted in Tipper/Skip | No Comments »
Isis insurance services a leading landlords and let property insurance broker has noted a recent article provided by the BBC which suggests that demand for properties to rent is surging.
The article suggests that there has been a continued rise in the number of people looking for homes to rent.
A survey by the Association of Residential Letting Agents (ARLA) said 74% of its members had more prospective tenants than homes to let. Read more
Isis insurance, the specialist lorry and HGV insurance broker has noted some recent information provided by London Councils in respect of the Greater London (Restriction of Goods Vehicles) Traffic Order 1985 which applies in all 32 London boroughs and the City of London and includes many TfL roads. It allows for the control of heavy goods vehicle movement at night and at week-ends: 9pm to 7am every night, Monday evening to Saturday morning. Then from 1pm Saturday, through the whole of Sunday, to 7am again on Monday. These are the prescribed hours. Read more
Isis insurance services a specialist HGV insurance broker has noted that new regulations have recently come into force regarding the insurance of vehicles which may be owned by customers but not presently insured.
As part of Continuous Insurance Enforcement (CIE), it is now a legal requirement for registered vehicle keepers to insure their vehicle(s) at all times. Read more
Isis Insurance Services a specialist tipper insurance broker noted a recent comment regarding the number of uninsured drivers presently on the UK’s roads.
As all tipper vehicle, and other HGV, truck and lorry, drivers are aware driving a vehicle on a road or in a public place without insurance against third party risk is an offence. You need to be correctly insured for the vehicle you intend to drive or you could face a fixed penalty notice. Read more
Isis Insurance a leading let property insurance broker has noted a recent report by Savills, the estate agent, which says that £3.7bn of foreign money is pouring into the London housing market each year and especially into prime areas such as Mayfair, Kensington, Notting Hill and Chelsea. The demand is leading to UK owners selling their homes and moving to outer London.
Savills’ report, called World in London, says British sellers of homes in central London have outnumbered British buyers by 30pc this year, compared with 5pc in 2008. Meanwhile, foreign buyers have outnumbered foreign sellers by 58pc in 2011, up from 23pc in 2008.
The market is being boosted by the weakness of sterling and the perception of London as a safe haven amid political and economic uncertainty.
Yolande Barnes, head of residential research at Savills, said: “We anticipate that London will continue to attract overseas buyers in the foreseeable future, especially with the eyes of the world on the London Olympics next year. “The diversity of economies from which these buyers originate and of their motivations for purchase, mean that there will nearly always be an overseas market for London property for as long as London remains a major global city.”
The data shows that from 2007 to 2011, the most prevalent overseas buyers in London have been from Western Europe, with 11pc of the market by value. This group includes an increasing number of buyers from southern European countries such as Italy, Greece and Spain as they invest outside their homelands to avoid economic uncertainty.
However, in central London, the biggest investors have been from Eastern Europe, including oligarchs, with 15pc of the market and an average purchase price of £6.2m. Middle East and North African buyers account for 14pc and spend £4m. The average spend of British buyers is £1.5m.
In 2010 overall, overseas buyers made up 54pc of investment in central London properties worth above £5m.
The international demand highlights the split between London’s housing market and the rest of the UK, which is suffering from a lack of mortgage availability and spending cuts. While growth in UK house prices stalls, Savills has forecast that prime London prices will grow 33.4pc in the five years to the end of 2015.
Whilst London property may be at the extreme end of property valuations the trend for foreign purchasers to acquire many of the UKs prime location properties puts more pressure on UK house buyers and further down the chain buyers looking to purchase their first property. For this reason the buy to let market remains buoyant, with potential tenants facing a bidding war for properties on a number of occasions.
Isis insurance has many years experience in arranging let property and buy to let insurance and have a number of buy to let insurance schemes with some of the UK’s leading insurers.
Isis insurance a leading haulage insurance broker has noted a recent article which confirms that the recent axing of the News of the World will slash DHL’s volumes with News International by more than two million newspapers a week.
The shock News International announcement yesterday that it is ceasing its tabloid Sunday publication from 10 July, is likely to hit revenues at logistics giant DHL Supply Chain, which manages the distribution of the print title. Read more
Isis insurance a specialist motor trade insurance broker has noted a recent report that Tesco the large grocery giant ‘Tesco’ has become the first general retailer to start a used car buying website which if successful could have dramatic effect on the Motor Trade market.
The supermarket giant claims it can offer low prices by controlling costs as it will show detailed pictures of vehicles for sale – including any scrapes and dents – as well as a history report and fuel usage details. Read more
July 11th, 2011. Posted in Motor Trade | No Comments »
Isis insurance is a specialist haulage and HGV insurance broker and has noted a recent report by the Society of Motor Manufacturers and Traders (SMMT) which shows an increase in the number of sales of both heavy and light goods vehicles in April.
Sales of trucks have been recovering dramatically since the downturn a few years ago, and now the SMMT have reported that sales of vehicles with a gross weight of over 6 tonnes have been boosted by just under 55%, compared to the same calendar month last year.
Quite a few of the major manufacturers are celebrating the increased growth, including MAN who have seen new truck registrations up by over 178% in the current year, with over 1,300 new registrations reported.
The increase in sales figures, year to date, have seen significant increase from 2010 and the trend is expected to continue throughout the year. The report also comments that April recorded the 15th successive monthly rise for new van registrations with Truck figures up by 40%, the seventh successive monthly rise.
The news is encouraging and may show initial signs that the UK economy is beginning to recover some confidence following the recent economic downturn.
Isis insurance is a specialist HGV and Haulage insurance broker and has many years experience in arranging HGV insurance policies for both individual hauliers or fleet operators and has access to a number of specialist HGV insurance companies.
We are not a call centre so when you call us on 01625 539656 you will get straight through to a HGV insurance specialist who will be able to discuss your individual requirements with you.
Isis insurance is a specialist haulage and HGV insurance broker and has noted a recent report by the Society of Motor Manufacturers and Traders (SMMT) which shows an increase in the number of sales of both heavy and light goods vehicles in April.
Sales of trucks have been recovering dramatically since the downturn a few years ago, and now the SMMT have reported that sales of vehicles with a gross weight of over 6 tonnes have been boosted by just under 55%, compared to the same calendar month last year.
Quite a few of the major manufacturers are celebrating the increased growth, including MAN who have seen new truck registrations up by over 178% in the current year, with over 1,300 new registrations reported.
The increase in sales figures, year to date, have seen significant increase from 2010 and the trend is expected to continue throughout the year. The report also comments that April recorded the 15th successive monthly rise for new van registrations with Truck figures up by 40%, the seventh successive monthly rise.
The news is encouraging and may show initial signs that the UK economy is beginning to recover some confidence following the recent economic downturn.
Isis insurance is a specialist HGV insurance and Haulage insurance broker and has many years experience in arranging HGV insurance policies for both individual hauliers or fleet operators and has access to a number of specialist HGV insurance companies.
We are not a call centre so when you call us on 01625 539656 you will get straight through to a HGV insurance specialist who will be able to discuss your individual requirements with you.
Isis insurance is a leading skip hire insurance broker and has noted a recent article by the Environment agency of the illegal exporting of e waste.
Electrical waste, or e-waste, is one of the fastest growing waste streams in the western world. It includes broken computers, TVs and refrigerators which contain hazardous materials such as mercury, arsenic and lead. Many of these items can at times be placed into skips by homeowners of businesses despite some skip operators terms of business excluding this.
Working electrical equipment can be exported for use overseas. However, it is always illegal to export hazardous e-waste from the UK for disposal to developing countries.
Waste companies including skip hire operators, local authorities and businesses all have a legal responsibility to ensure hazardous e-waste is dealt with properly and not illegally exported. It is important that organisations obtain evidence that the e-waste they have collected is being properly treated at a legitimate facility.
Organisations shouldn’t rely on vague assurances from their contractors and subcontractors. Businesses that collect waste need to be registered waste carriers and the sites they use require an environmental permit or an appropriate registered exemption from permitting.
Organisations can check with us that their contractor is registered to carry waste and that the sites where e-waste is being stored or treated have the appropriate permits. The environment agency can also advise contractors of the controls that apply to the export of e-waste or components and materials from the treatment of e-waste.
Individual householders looking to dispose of an unwanted electronic item can:
- Sell or donate working electronic equipment (this isn’t regarded as waste)
- Return unwanted equipment to a retailer offering in-store take-back or have it collected when a replacement equipment is delivered
- Take unwanted equipment to a Local Authority household waste recycling centre.
There is a raft of information available on the environment agency website.
Also whilst complying with environmental legislation Isis Insurance is able to arrange specific skip hire insurance to cover clients skip vehicles and public and employers liability insurance for skip hire operators and even waste transfer stations.
Contact us at www.isisinsurance.co.uk to discuss all of your skip hire insurance requirements.
June 24th, 2011. Posted in Tipper/Skip | No Comments »
Isis insurance services, a leading HGV insurance broker has noticed a recent innovation developed by Mercedes Benz – the MSS (Motor Stop Start system which is now fitted to all new Atego and Axor R trucks with manual transmissions.
The MSS (Motor Stop Start) system switches the vehicles engine off when the vehicle is stationary and then automatically switching it back on again once the vehicle needs to start moving again.
This intelligent system can help reduce both fuel consumption and emissions, making it good news for HGV owners and also good news for the environment.
This system is perfect for urban journeys, making sure that drivers don’t waste fuel sitting in traffic. The system is activated by a switch on the instrument panel. MSS will switch the engine off if the vehicle is stationary for three seconds, for example if the vehicle is in heavy traffic or at traffic lights, and a number of conditions are met.
The engine then restarts the moment the driver begins to depress the clutch pedal to put the vehicle in gear so the vehicle gets underway as soon as the driver wants to.
If one of the conditions is not met, the MSS light on the display panel will flash. This informs the driver that the engine has not cut out for a reason and there may be something the driver can do to make the engine cut out.
By understanding how this system works and using it regularly it is expected that drivers can maximise both fuel savings and emission reductions.
With the ever increasing cost of fuel any opportunity to save cost will no doubt be welcomed by many HGV and Haulage companies.
Isis Insurance has many years experience in arranging HGV insurance for both individual vehicle owners and fleet operators.
Ford’s Crown Victoria has for many years has been the canary yellow cab that graces the New York’s streets, and with there being currently over 120,000 Ford Crown Victoria’s within New York, you can clearly see why the yellow cabs have always been a local tourist attraction.
Now the Ford Crown Victoria will finally be replaced with a non American car, but will be a Japanese vehicle, the Nissan NV200 and they will be supplied in late 2013.
The New York City Taxi and Limousine Commission (TLC) selected the Nissan NV200 as the exclusive taxi for the city due to the comfort and reliability, but with the deal to purchase over 100,000 this will be a estimated value to Nissan of £1 Billion being one of the largest Motor Trade deals to date.
The Nissan NV200 taxi will be produced at Nissan’s facility in Cuernavaca, Mexico. The taxi will be a modified version of the CV sold in the UK, which has been a great hit within the UK selling in its 1000s.
Nissan will also provide up to six electric Nissan LEAFs to taxi owners for testing in 2012 as well as the charging stations to support their use, if the LEAF was to be a big success charging stations would be placed round the city and exhausts fume would be cut.
“The city’s Taxi of Tomorrow is the Nissan NV 200 and it’s going to be the safest, most comfortable and most convenient cab the city has ever had, this is a massive Motor Trade deal to place with a company but we have full confidence in Nissan” said Mayor Bloomberg.
The taxi features include a “low-annoyance” horn with exterior lights that indicate when the vehicle is honking, helping reduce noise pollution.
Whether you are looking for a Motor Trade insurance policy to work from home or for a large number of vehicles working from a business site Isis Insurance can always help , with competitive prices from our range of motor trade insurance policies.
June 17th, 2011. Posted in Motor Trade | No Comments »
Isis Insurance services has noted a recent article from the Road Haulage Association and the Yorkshire Post which highlights that the transport industry is under increasing pressure from fuel crime as the cost of petrol and diesel continues to hit record levels.
It reports that national police study recently released shows incidences of thieves siphoning fuel from parked lorries are rising across the country.
However, it is thought that those statistics show only part of the problem as haulage firms are now so used to thefts that many go unreported, even though losses from a single incident can run into four figures.
There are also localised increases in numbers of domestic vehicles being targeted by petrol thieves who have been drilling into tanks in some cases, leaving a bill for damage on top of the cost of stolen fuel.
Truckpol, a national policing unit based in the Midlands which collates and analyses information about crimes against heavy goods vehicles, is to release a new report on fuel theft shortly.
Det Sgt Sue Coutts, who heads the unit, said: “Our initial indications for this year suggest that fuel theft is definitely on the up. From our point of view, police forces are now taking fuel theft very seriously. It’s becoming a main issue for the industry.”
The Road Haulage Association (RHA) is warning the problem is far more widespread than official figures will suggest, with many thefts unreported.
A recent RHA survey showed that more than half the respondents had been victims of fuel theft – but only one in two had reported the crime.
RHA security manager Chris Rampley said: “It’s definitely happening a lot more, and it’s all linked to the price of fuel. We’re seeing a lot more opportunistic thefts now rather than the organised gangs you might have seen before.
“You’ve got people travelling around the country and approaching vehicles while they are parked in a lay-by while the driver is asleep, and siphoning off the fuel. It can be anything from 300, 400, 600 or even 1,000 litres taken from some of these HGVs.”
North Yorkshire Police have launched a crackdown on thieves to protect truck drivers who park along the A1.
Traffic officer Sgt John Lumbard warned: “Due to increases in the price of diesel, vehicles have been targeted by thieves and organised crime groups. There have been incidents reported of truck drivers being threatened by people who wake them up – they are isolated in the middle of the night and do not have an option.”
Humberside police say Hull has been targeted by thieves siphoning fuel and drilling into the tanks.
The AA head of public affairs, Paul Watters, said the soaring price of fuel meant thieves were increasingly likely to target normal vehicles.
“Just think how much more a tank of petrol is worth than it used to be,” he said. “We’d urge everyone to think about it a bit more than they did in the past. It’s a bit like leaving £50 just lying in the street and expecting people not to nick it.”
Incidences of “drive-offs” – people filling up vehicles and not paying – fell slightly last year but losses increased because of rising fuel values.
A spokesman for trade organisation BOSS, which operates the Forecourt Watch scheme, said: “In 2010 the average number of litres taken declined very slightly – but the fall was more than offset by fuel price increases.”
In some parts of Yorkshire, the most recent figures show drive-offs are now increasing, with South Yorkshire Police analysing their figures after increases in incidents in some parts of the county.
Isis Insurance is a specialist HGV insurance broker and has many years experience in arranging HGV insurance for both individual clients and fleet operators.
Isis insurance services is a leading insurance broker to the HGV and Haulage industry and as such has many years of experience in arranging goods in transit insurance.
The goods in transit insurance element of any haulier or couriers insurance cover is vitally important in view of the quantity and value of the goods which are at risk whilst being carried in vehicles.
As with most forms of cover goods in transit insurance comes in many shapes and sizes and customers will operate under different conditions of carriage dependant on the type of goods carried and also the journey undertaken.
Many hauliers will carry loads under the Road Haulage Association (RHA) conditions, and if goods are carried outside the UK into Europe, or if they begin their journey into the UK from Europe then these goods will possible need to be covered under the CMR convention.
However, hauliers or couriers with smaller vehicles operating within the UK only and requiring goods in transit cover for smaller loads may simply operate under what is termed “full responsibility” cover.
Cover under each of the different options is clearly defined but most customers will require some specialist advice to ensure that the cover arranged is suitable for their individual needs.
Isis Insurance Services have many years experience in arranging goods in transit insurance and are able to discuss clients individual requirements with them to ensure the cover arranged meets their individual requirements.
We are not a call centre so when you call us you will get straight through to a goods in transit insurance adviser who will be able to discuss the cover and terms available to you.
June 10th, 2011. Posted in Goods in Transit | No Comments »
Goodyear are one of the largest manufacturers of tyres, and when they required a new fleet of commercial vehicles they made tracks straight to Mercedes-Benz due to their renowned reliability and quality of vehicles.
The 20 Mercedes-Benz Sprinter 313CDIs were supplied by Birmingham dealer Midlands Truck & Van and work for TruckForce, Goodyear Dunlop’s dedicated mobile truck tyre and breakdown service and this is seen as a major promotion for Mercedes Benz due to a Large company (Goodyear) choosing a large fleet of their vehicles.
They are based across Truck Force’s 15 operating centers, which act as hubs for some 100 satellite depots across England and Wales, and used by technicians who repair, replace and service customers’ tyres at their premises or at the roadside.
The Sprinters are fitted with engine-driven PTOs which power on-board compressors, as well as Hope Safe-T-bar rear safety bumpers and roof-mounted flashing beacons. They have replaced a fleet of similar-sized vehicles by another manufacturer.
Mercedes-Benz Sprinter’s are very well engineered, with high levels of safety and comfort and top-quality support from the manufacturer. It is also an excellent ‘fit’ for the compressor equipment which Good year install.
Truck Force provides a round-the-clock service to truck fleet operators of all sizes with the aim of prolonging tyre life, reducing tyre budget and keeping its customers’ vehicles on the move. Services include breakdown cover, routine maintenance, repairs, and scheduled replacement.
Isis Insurance is a commercial vehicle fleet insurance leading broker based in the UK to offer Fleet insurance policies to many large and small businesses. We have built strong relationships with many fleet insurance companies and are able to offer you competitive prices so give us a call and let’s see what we can do for you.
June 7th, 2011. Posted in Fleet Insurance | No Comments »
The Driver Certificate of Professional Competence (Driver CPC) is a new requirement for professional drivers that has been introduced across the European Union. It aims to maintain high standards of driving standards among professional drivers and improve road safety.
As a new driver, you will need to pass the Driver CPC theory and practical tests, in addition to the licence acquisition theory and practical tests, if you intend to drive a bus, coach or lorry for a living.
Any drivers of lorries weighing over 3.5 tonnes and minibuses with nine passenger seats or more must obtain a Driver CPC.
This guide is aimed at new drivers who already have provisional entitlement to drive larger vehicles, and want to get their full vocational licences. It explains the different parts of the Driver CPC initial qualification tests, and what you will need to do to pass them.
If you are a new driver, you must pass an initial Driver CPC qualification before you can drive professionally.
The initial Driver CPC qualification is split into four parts:
- part one - theory test (multiple-choice and hazard perception)
- part two - case studies
- part three - practical test of driving ability
- part four - vehicle safety demonstration
You must pass all four parts to be able to drive professionally.
There is a wealth of information available on both the Driver Standards Agency website at www.dft.gov.uk/dsa and also on the business link website at www.businesslink.gov.uk.
Additional requirements exist for existing HGV drivers and we would recommend that drivers take the time to visit the websites to view the information available.
Isis insurance is a specialist HGV insurance and Haulage insurance broker and can also offer competitive lorry insurance quotes too. We have many years experience in arranging HGV insurance and would be happy to discuss your individual requirements with you.
HGV insurance is a complicated market with many specialist areas of cover available and we are able to arrange individual policies to suit your needs.
Isis insurance services a leading buy to let insurance broker has noted a recent report where buy-to-let landlords have been warned not to disguise their profits from the tax man after selling their properties.
It has been reported that tax officials are increasingly trawling through Land Registry records to check the accuracy of tax returns. If a property is not a seller’s main residence then capital gains tax (CGT) may be payable on the profit.
There has been a massive increase in capital gains tax from enquiry work, particularly as the amount of CGT payable has collapsed as asset values slumped during the recession and this is seen as evidence of how aggressive HM Revenue & Customs [HMRC] is becoming in tackling tax evasion in this area.
The work was conducted by teams of special investigators set up in the past three years in the regional offices of HMRC.
Their establishment has come alongside the Revenue’s widely publicised campaign to uncover people who are hiding taxable income in offshore bank accounts.
“We risk assess returns using a variety of methods, as well as cross-matching database information, both our own and external,” said an HMRC spokesman.
“Enquiries into the disposal of second homes is just one area we look at,” he added.
CGT is payable on the sale of most assets, not just property and around 130,000 people paid capital gains tax in 2008-09.
The profit made on selling a property is liable to CGT unless it is someone’s main home at the time of the sale, or was their main home at any time in the three years before.
Sellers also have an annual tax-free allowance to set against any CGT bill.
Even if there is still CGT to pay, a landlord can reduce the bill by offsetting:
- the cost of buying the premises, such as stamp duty, legal and surveyor’s fees
- the cost of selling the property, such as legal or estate agent’s fees
- the cost of any enhancements at any time in the period of ownership, such as a loft extension or garage or conservatory.
However many landlords sometimes feel they have had the costs but can’t prove it, because they haven’t retained the necessary paperwork. Also many HMRC investigations lead to disagreements over whether some costs are repair costs or enhancement to the property and HMRC often challenges the records for expenditure going back 20 years or more.
Isis insurance is a leading landlords and buy to let insurance broker and is able to place landlords insurance with a number of buy to let insurance companies who offer specialist policies for landlord insurance cover.
June 1st, 2011. Posted in Landlords | No Comments »
Isis Insurance a leading lorry insurance broker has noted that a new biomethane fuel station will open shortly at Cross Green, Leeds.
Leeds council is set to become one of the first local authorities to have its own permanent biomethane fuel station.
The £150,000 station will serve the city’s two biomethane gas-powered rubbish trucks, providing fuel storage and easier refilling at the pumps.
Biomethane is a natural gas produced by breaking down organic materials like food waste and manure.
According to the council, its use offers significant cost savings as well as environmental benefits.
Councillor Tom Murray, Leeds City Council executive member for environmental services, said: “This is a very exciting opportunity for Leeds to be at the forefront of green technology in our region while also realising real savings in the cost of running essential vehicles.”
The station “opens up all kinds of possibilities for future green improvements in how we and other organisations in the city operate our fleet”, he added.
Currently the council only has two vehicles running on biomethane, a recycling truck that is fully powered by the gas and a rubbish truck that runs on a mixture of diesel and biomethane, both of which were introduced nine months ago.
According to the council, the biomethane-only vehicle has achieved a 60% reduction in carbon emissions.
The opening of the station on Knowsthrope Way in Cross Green could mean more council vehicles and the organisations convert to green fuel in the future.
With the ever rising cost of fuel, not to mention the environmental impact of normal diesel fuels, the new biomenthane fuel station will be watched closely by lorry users across the UK as this may hopefully be the first of many centres if successful.
Isis insurance is a specialist lorry insurance broker and has many years experience of arranging lorry insurance for both individual lorry owners and lorry fleet operators.
Despite the problems created by the credit crisis which in turn led to a reduction in the availability of both traditional and buy to let mortgages there are signs that the buy to let market is becoming attractive for landlords once more.
As the government’s austerity measures continue to bite potential first time buyers are unable to afford to buy homes and therefore tend to rent properties for longer periods. This appears to be a trend which has developed since mortgages became harder to secure.
Since buy to let finance became harder to secure a significant gap has developed between demand and supply, which has in turn resulted in an increase in rents in certain areas where young professionals would once have purchased rather than rented property.
As has always been the case the area that the property is situated in will affect the type of tenant that the landlord is able to attract and it is a fact that the right area with the right tenant will always be a more attractive proposition to a let property owner than the wrong area which may in turn attract the wrong tenant.
The key is for the let property owner to understand the fundamentals of the local property market as this will greater increase the value of the investment.
However with the availability of tenants on the rise even areas which have not historically proved attractive to landlords could now become more attractive as the cost of property has fallen over the recent past.
As a final point the area in which the property is situated plays an important part in the calculation of the buy to let insurance cost and is a point often neglected by newer let property landlords.
Isis Insurance have a number of years experience in arranging buy to let property insurance and landlords insurance and are able to place insurance cover with a number of specialist let property insurance companies and are also able to place unoccupied property insurance.
May 19th, 2011. Posted in Landlords | No Comments »
Isis Insurance Services a specialist motor trade insurance broker has noted that following the increase in new vehicle sales and Audi showing a profit for the first quarter of this year, the Mon Motor Group has opened an £11m Audi centre on the outskirts of Bristol which will be overlooking the M5 and will have the showroom capacity for 24 vehicles and workshop space for 24 cars, this will be a exceptional Motor Trade showroom.
Bristol Audi, a joint development with Audi UK (Motortrade), is the 13th dealership in the Mon Motors Group, and Managing director Gavin Cleverly said the group’s business strategy was to concentrate on strong brands. It now represents Audi, VW, Skoda and Ford.
“This gives us economy of scale and means we can give focus to a brand over a number of different outlets to satisfy customers over a wider base,” said Cleverly.
“For now it’s about getting Bristol up and running but if another opportunity arose we would look at it as this generates income but also Jobs for the surrounding areas,” he added.
The motor group, which also has Audi dealerships in Cardiff and Bath will be expecting further expansion and this will contribute to the growth within Audi, but will also offer jobs and income within the area.
Director of Audi UK Jeremy Hicks said: “This site has been a long time in coming because we have been looking around for 10 years for precisely the right site.
“A lot of people have worked with the Motor Trade industry to make it a reality but it now represents the brand in the most impressive way possible in the market place.”
Isis Insurance offer competitive Motor trade insurance policies and Fleet insurance Policies, so give us a call and let us get the best motor trade insurance price for you.
The specialist
HGV insurance broker, Isis Insurance services has noted a recent report from the Vehicle and Operator Services Agency’s (VOSA) who advise that their drive to reduce burdens on industry and take testing to the customer is gathering pace as the agency confirms that two new non-VOSA testing stations opened recently.
The new Authorised Testing Facility’s (ATFs) have be opened by Moreton Cullimore in Gloucester and S and K Haulage in Barry, South Wales.
In addition, after completing further analysis of the potential market for ATFs, VOSA will close the Gloucester, Liverpool and Bishopbriggs (Glasgow) test stations. The review found that there is sufficient interest in running ATFs in the areas around these sites to cease testing by December 2011. The nine-month notice period is to allow sufficient time for new ATFs to meet the required standards, achieve authorisation, and go live.
VOSA Chief Executive Alastair Peoples said: “I’m very pleased to see these latest sites open – it means that VOSA has met our target to open 40 new non-VOSA sites by the end of March. It shows that the industry has confidence in the future of testing and that ATFs are the way forward. We have been working tremendously hard to provide an efficient, modern service for our customers which delivers convenient, high quality testing. More tests than ever are now being carried out by VOSA staff at privately owned sites, reducing the amount of time and money operators need to spend travelling to test stations.”
“We have carried out further detailed research and found that there is sufficient interest from operators around Gloucester, Liverpool and Bishopbriggs in providing alternative facilities where VOSA staff will continue to provide their high level of testing. We will continue to work closely with customers in these areas to support them through the ATF process”
Local staff will be involved in planning the future delivery of operations in these areas, with VOSA staff delivering HGV and PSV testing from ATFs, Designated Premises and neighbouring VOSA test stations.”
The aim of the Testing Transformation Programme is to reduce the cost to industry of statutory testing by ensuring that testing is carried out at or near where vehicles are maintained. VOSA aims to achieve this by delivering testing in the form of Authorised Testing Facilities (ATFs) – sites in the private sector that use VOSA testing staff. At the same time VOSA will avoid having to invest tens of millions of pounds modernising its own ageing estate, which directly impacts the test fee.
Since the launch of the ATF contract in January 2010, 49 ATFs have become operational (12 new sites, and 37 Designated Premises (DPs) converting to ATF status).
More information on ATFs is available on www.businesslink.gov.uk/ATF
VOSA (Vehicle and Operator Services Agency) is an executive agency of the Department for Transport. It is responsible for:
- Processing applications for licenses to operate lorries and buses and registering bus services
- Operating and administering testing schemes for all vehicles, including the supervision of the MOT testing scheme
- Enforcing the law on vehicles to ensure that they comply with legal standards and regulations
- Enforcing drivers’ hours and licensing requirements
- Supporting Traffic Commissioners to help them make informed decisions on operator licensing, vocational drivers and bus registration requirements
- Providing training and advice for commercial operators
- Investigating vehicle accidents, defects and recalls.
The number of properties signed up to the national flood warning system in England and Wales has broken the one million mark for the first time, the Environment Agency announced today.
From the end of March, the organisation has started to issue localised flood warnings to an extra 160,000 properties with a telephone landline at risk of river or sea flooding – taking the total number of properties signed up to 1.1 million.
The extension of the organisation’s flood warning service was one of the key recommendations from the independent Pitt Review into the summer 2007 floods. The Environment Agency is also continuing to expand the number of areas in England and Wales that are eligible for its service.
The automatic registration of more properties at risk of flooding is the latest move to improve flood risk information to the public.
A new iPhone app ‘Flood Alert’, which uses live data from the Environment Agency to provide users with real time updates on nearby flood warnings, was launched by Halcrow earlier this month. Further applications for other smart phones are being developed by other third parties.
Last year, the Environment Agency launched a service allowing householders and businesses to monitor rising river levels during a potential flood. The service at http://www.environment-agency.gov.uk/riverlevels shows updated river and sea levels at over 1,700 locations across England and Wales.
Environment Agency Acting Director of Flood and Coastal Risk, David Rooke, said: “Our free flood warning service now provides advanced warnings to over a million homes and business, giving more people vital time to get prepared for flooding, and by doing so, protecting lives and property.
“One in six homes in England and Wales is at risk of flooding. We urge everyone to check whether their property is at risk by visiting the Environment Agency’s website and taking steps to prepare, such as looking at ways to make properties more resistant to floods.”
Environment Minister, Richard Benyon said:“I am delighted that so many people are now signed up to receive alerts. An early warning will give people time to prepare for potential flooding whether that is by moving furniture upstairs, checking on elderly neighbours or preparing a grab bag in case evacuation is advised. The extra time gained by an early warning can help keep people safe during a flood and minimise damage to property.”
Flood risk is just one of the issues faced by property owners and also impacts on owners of buy to let properties and is a major cost influence in insurers pricing of buy to let property insurance.
The increased availability and usage of the national flood warning system can only be seen as a substantial benefit to property owners and let property insurance companies alike.
Isis Insurance offer a range of buy to let insurance policies, including unoccupied property insurance. Call us on 01625 539 656 for more information and to get a quote.
May 9th, 2011. Posted in Landlords | No Comments »
The Corporate Manslaughter and Corporate Homicide Act was given Royal assent on 26 July 2007. The offence came into force on 6 April 2008 and is called corporate manslaughter in England, Wales and Northern Ireland, and corporate homicide in Scotland.
The Corporate Manslaughter and Corporate Homicide Act 2007 is a landmark in law. For the first time, companies and organisations can be found guilty of corporate manslaughter as a result of serious management failures resulting in a gross breach of a duty of care.
The Act, which came into force on 6 April 2008, clarifies the criminal liabilities of companies including large organisations where serious failures in the management of health and safety result in a fatality.
The Health and Safety Executive (HSE) is the national independent watchdog for work related health, safety and illness, and are the independent regulator which acts in the public interest to reduce work related death and serious injury across Great Britain’s workplaces and supports the Act. Although the new offence is not part of health and safety law, it will introduce an important new element in the corporate management of health and safety.
Prosecutions will be of the corporate body and not individuals, but the liability of directors, board members or other individuals under health and safety law or general criminal law, will be unaffected. And the corporate body itself and individuals can still be prosecuted for separate health and safety offences.
It is now more important than ever that companies and organisations should keep their health and safety management systems under review, in particular, the way in which their activities are managed and organised by senior management.
The Institute of Directors and HSE have published guidance for directors on their responsibilities for health and safety which can be found here.
Isis Insurance services has many years experience in arranging liability insurance along with HGV Insurance and lorry insurance and would encourage all businesses to review both their insurance arrangements along with their health and safety management systems to ensure that they comply with the legislation detailed above.
As all
skip hire vehicle operators will be aware that if you produce, transport, or receive hazardous waste you will be regulated by the Hazardous Waste Regulations.
In addition skip hire operators will also be aware that Implementation of the revised Waste Framework Directive has brought some changes to the Hazardous Waste regulations. These changes have been brought in by the Waste (England and Wales) Regulations 2011 and the Waste (Miscellaneous Provisions) (Wales) 2011 Regulations.
The major changes to the way hazardous waste is managed are listed below and came into effect on 29 March 2011:
Mixing of hazardous waste can only be carried out if you hold an appropriate permit allowing you to do this and the activity must comply with Best Available Techniques (BAT).
A new hazardous property (H13 sensitising) has been introduced and will need to be used when assessing hazardous waste.
There are changes to the record keeping requirements, in particular for brokers.
Is your waste hazardous?
Some types of waste are harmful to human health, or to the environment, either immediately or over an extended period of time. These are called hazardous wastes.
Wastes will fall into one of three categories, those that are:
Always hazardous – for example, lead acid batteries or fluorescent tubes.
Never hazardous – for example edible oil
May, or may not, be hazardous and need to be assessed - for example, ink or paint
Full details of the changes can be found on the environment agency website at http://www.environment-agency.gov.uk/default.aspx
The environment agency have put together two documents to help you determine if your waste is hazardous or not:
What is hazardous waste? (version 5, updated April 2011)
A brief guide explaining the key principles of classification and assessment.
Technical Guidance WM2 (version 2.3, updated April 2011) – Interpretation of the definition and classification of hazardous waste
A more detailed technical guide for classification and assessment
Additional guidance on assessing specific waste types is provided on the website detailed above.
Isis insurance services are a leading insurance broker to the
skip hire and waste management industry and have many years experience in arranging
skip hire insurance.
May 4th, 2011. Posted in Tipper/Skip | No Comments »
A recent publication by the Highways Agency- the government body responsible for the UK’s roads- estimates that of the delays encountered on the UK road network 65% are related to volume, 25% are related to accidents and 10% are due to road works.
The highways agency have announced a package of measures aimed to tackle congestion which include:
- Introducing 7 new regional control centres
- Traffic officers working with Police to clear accidents and incidents more quickly
- Delivering major schemes to improve safety and reduce congestion
- Improving the quality of information given to drivers about road conditions, so they can plan their routes and avoid the worst delays
- Delivering a programme of small improvement schemes to tackle congestion hot spots targeted at road and junction layout improvement and signalling
In addition the Highways agency plan to use the latest technology to monitor traffic flows on the road network and direct and manage traffic more effectively.
As part of the programme to introduce modern technology to the transport network the use of Automatic Queue Warning is being used on the most congested sections. Here detectors monitor traffic flow and automatically set electronic message signs to give drivers advance warning of queues. Also Regional Control Centres are being built across the country to control these signs. The latest type of electronic message signs installed on the M4 motorway can show simple pictures as well.
This is just one of a number of measures being introduced to help to manage the traffic volumes on the road network which will hopefully improve the safety and travel time for the UK’s lorry drivers.
The Highways agency has produced an informative document which details some of the current initiatives underway and it can be found by following the link at http://www.highways.gov.uk/knowledge/documents/tackling_congestion.pdf
Isis Insurance services are a specialist lorry insurance broker and have many years experience in arranging lorry insurance. To speak to a lorry insurance specialist contact us on 01625 539656 and you can get straight through.
Isis Insurance a leading
HGV insurance broker has noted that the royal society for the prevention of accidents (ROSPA) makes comment on its website at www.rospa.com, that Great Britain enjoys one of the best road safety records in the world. Yet despite this around six people die on Britain’s roads every day.
In addition ROSPA have also commented on the road casualties in Great Britain for 2008 which are split as follows:
- Killed 2,538
- Seriously Injured 26,034
- Slightly Injured 202,333
- All Casualties 230,905
The most common causes of these unnecessary tragedies include:
Speeding
Over 700 people a year are killed in crashes in which someone exceeds the speed limit or drives too fast for the conditions.
Drink Driving
Over 450 people a year die in crashes in which someone was over the legal drink drive limit.
Seat Belt Wearing
Nearly 400 lives each year could be saved if everyone always wore their seat belt.
Careless Driving
Over 400 deaths a year involve someone being ‘careless, reckless or in a hurry’.
At-work
Around one third of fatal and serious road crashes involve someone who was at work.
Inexperience
Over 300 newly-qualified drivers and their passengers are killed in car crashes a year.
Road safety is one of the most important areas of RoSPA’s work. As almost all road crashes involve human error, ranging from simple mistakes to deliberate dangerous and illegal behaviour, our key issue is the need to improve the standard of driving and riding. RoSPA supports a twin-track approach of making it as easy as possible to use the roads safely and responsibly and voluntarily and willingly comply with road traffic law, and of increasing the likelihood of catching, and the punishment for, those who choose not to do so.
RoSPA:
- Raises awareness and provides advice, help, training and information for all road users and the general public
- Provides road safety education resources and guidance
- Provides advice and guidance, practical products and services to help employers manage their occupational road risk
- Supports the work of other professionals and practitioners in road safety
- Supports the development and implementation of national road safety strategies
Whilst the statistics cover all types of vehicles including cars, vans and HGV vehicles the webite of ROSPA provides valuable information to the HGV and haulage industry as to how they can help to make Britain’s roads safer.
Isis insurance is a specialist insurance broker to the HGV and haulage industry and has many years experience in arranging
HGV insurance for both individual drivers and fleet operators.
Isis Insurance has noted a recent report that Ford has increased the payload and lowered the loading height of its off-the-shelf one-way Transit Tipper conversions.
Part of Ford’s extensive One-Stop Shop conversion programme, the Transit one-way Tippers have undergone continual improvement since they were introduced twelve years ago. The latest models boast 35 detail changes designed to improve productivity, safety and cost of ownership.
Payloads have increased by 51kg and 40kg for the single and crew cab models respectively. This has been achieved by reducing the weight of the bodies following an extensive review of all aspects of the bodywork and mechanism, while at the same time maintaining strength and durability. As an example, the 350L Utility Cab featured has a gross payload of 1,050kg.
Loading height has been reduced by 40mm, taking it to 995mm at the rear. The tailgate can be dropped down, along with the sides if necessary, for easy loading. It can also be top-hinged, using the two yellow levers situated at the offside rear of the body to release the bottom catches, for easy unloading as the tipper is raised.
As an additional safety measure, Ford has added a robust hydraulically activated steel hook which locks the body in place automatically when lowered. A manual stay is provided for protection in the event of a hydraulic failure when the tipping mechanism is being cleaned or inspected.
The tipper control gear is sited between the driver’s seat and the door, enabling easy operation from either inside or outside the cab. A joystick is used to raise and lower the body.
Isis Insurance Services have many years experience in arranging tipper insurance and take the time to understand each individuals needs to ensure that the tipper insurance cover is tailored to meet each customers circumstances.
April 20th, 2011. Posted in Tipper/Skip | No Comments »
Isis insurance services, a specialist insurance broker to the HGV and haulage industry has reported that despite the tough economic climate that hauliers continue to operate in the there is still a healthy number of insurance companies willing to offer cover for both the vehicles and goods in transit covers required.
It is no secret that the state of the economy and current ever rising fuel costs have made times particularly tough for the haulage industry and in many cases long established haulage businesses have ceased to trade.
However one of the major costs HGV and haulage companies face is insurance, and the fact that there is a competitive market open to arrange the insurance covers enables companies to access not only reduced insurance costs but extended cover either at little or no extra cost.
There have been occasions in the recent past where certain insurers have removed themselves from the market and this has had the effect of reducing competition which almost always results in increase in cost.
Fortunately the availability of competitive insurance cover from a range of competing HGV insurance providers is good news for under pressure businesses and may be one of the few pieces of good news that are around at present.
Isis insurance services have many years experience in arranging HGV insurance both for owner drivers and fleet operators. We are not a call centre so take the time to discuss each individual clients needs to ensure that the HGV insurance cover provided meets the customers needs.
Isis Insurance services a specialist insurance broker to the Lorry and haulage industry has noted that the Department for Transport is presently carrying out a feasibility study into an increase in the permitted length of articulated lorries to 18.75 metres while maintaining all other regulations, including the 44 tonne gross vehicle weight limit.
This would allow an increase to the cubic volume of loads carried by articulated lorries and the possible introduction of safer aerodynamic fronts. The added capacity could be beneficial to those carrying lighter goods or those packed at low densities, but not to those shipping heavier bulk goods.
In a further announcement it seems that longer semi-trailers could be running on UK roads by the summer under Vehicle Special Orders. Recently a government spokeswoman commented that subject to the outcome of a consultation announced on 30 March, the Department for transport intends to introduce a trial, operating under Section 44 of the Road Traffic Act 1988 (Vehicle Special Orders), as soon as is “reasonably practicable”.
The Department of transport hopes such a trial would take place within a few months of the consultation closing. However, the spokeswoman warns that “changing the existing legislation would take more time” and require parliamentary approval but “we would seek to do this before the end of 2012″.
The two-month consultation, ending on 21 June, is looking at the environmental benefits of increasing the total length for articulated lorries to 18.75m.
Isis Insurance, a specialist lorry and HGV insurance broker awaits the outcome of the consultation with interest.
Isis Insurance services a specialist motor trade insurance broker has noted a recent report which suggests that following on from the Japanese Earthquake and Tsunami, all of Japans major vehicle manufacturers have stopped production. Nissan, Honda and Toyota have also lost numerous new vehicles that were awaiting export, this is expected to have a dramatic effect on the Motor trade sales figures that were expected for the next few months.
Read moreApril 11th, 2011. Posted in Motor Trade | No Comments »
Isis Insurance a specialist HGV insurance broker has noted a recent report that Arclid Transport has introduced a new safety system to better monitor blind spots, following an incident last year that saw the haulier unwittingly become a YouTube sensation.
In January 2010, one of the Cheshire-based company’s trucks was caught on film appearing to push a car along a stretch of motorway in West Yorkshire. In fact, the Renault Clio had actually joined the A1(M) from a slip road that joined the middle lane and effectively undertook the artic powder tanker. Read more
Isis Insurance a leading landlords insurance broker has noted a recent report by a consumer body which suggests that tenants of let properties should have a rating website on which they can share their experiences of landlords.
A report by Consumer Focus mentions that many people renting in the private sector had very little information available to them before they signed a tenancy agreement with a landlord.
On the other side Landlords can ask potential tenants for references, deposits and other personal information.
The group would like lettings agents to follow the example of sites such as eBay which give customer feedback.
Consumer Focus said it had written to some of the largest letting agents in England asking them to look at how they could use the internet to encourage more feedback about landlords.
In a survey of 2,000 people carried out in January, it found nine out of 10 tenants thought such a website would help them make better decisions about who to rent a home from. “Currently the landlord is firmly in the driving seat despite rent being a massive outgoing for many of us,” said Claire McAnulty from the group.
“People often sign up with little more than a gut feeling after a cursory tour of the property.
“The best way to help private renters is to ensure they have the information to know what they are getting into.”
Isis Insurance are a specialist landlords and let property insurance broker and have many years in arranging landlords insurance.
March 17th, 2011. Posted in Landlords | No Comments »
Isis Insurance a leading HGV insurance broker has noted a recent report which infers that with many vehicles offering a vehicle speed limit over 70mph Transport Secretary Philip Hammond has suggested that motorway speed limits in the UK could be increased to 80mph.
But, although Hammond welcomes increased productivity due to shorter journey times, will motorists’ safety be compromised? Read more
Isis insurance services a specialist lorry and truck insurance broker has noted the recent European Court of Justice ruling that gender can no longer be a factor in pricing from December 2012.
Many insurance industry luminaries believe that the ruling flies in the face of common sense, but now have almost two years to decide how to underwrite premiums without the use of gender information.
Read more
Isis Insurance services, a specialist HGV insurance broker has noted a recent report which states that Hampshire is aiming at a new service that will attract transport and logistics businesses to the area. However they must first address a chronic lack of parking in the county, according to one local haulier. Read more
Isis Insurance services, a specialist HGV insurance broker has noted a recent report commenting that HGV and lorry drivers are being strongly advised to take regular rest stops whilst on long journeys. Many HGV drivers admit to being sleepy on the roads yet continue to drive. It concludes that driver fatigue is one of the biggest causes of HGV related accidents on Britain’s roads.
Read more
Just like HGV and Truck insurance goods in transit insurance comes in many shapes and sizes and caters for the needs of many different business types from freight forwarding companies delivering goods around the world to small couriers delivering local goods.
The needs of each individual client need to be assessed carefully when arranging goods in transit insurance to ensure that the appropriate cover is in force. Read more
March 2nd, 2011. Posted in Goods in Transit | No Comments »
This year’s most important car show the ‘Geneva Car Show’ will be launched on the 03rd of March 2011 and is on for a staggering 10 days to showcase large number of vehicles that are due to hit the UK showrooms. Many car manufacturers are producing cars with reduced Co2 emissions and also engines that will produce above average fuel consumption or even importantly the electric car. Read more
February 28th, 2011. Posted in Fleet Insurance | No Comments »
In the main, any persons or businesses who have access to other people’s vehicles or who may need to drive customer’s vehicles will require motor trade insurance.
The types of people who may require motor trade insurance are wide and various, from car valeting to main dealers. However the type of businesses can include exhaust, clutch and brake specialists, fitters of hi-fi and security equipment, tyre fitters, or any type of work where the car may be taken away or left for work to be carried out on it. Read more
February 23rd, 2011. Posted in Motor Trade | No Comments »
Just like all industries the skip hire industry offers a wide range of services from a vast number of competing businesses.
Despite the downturn in the economy, which has particularly impacted on the building industry the demand for skips for both business and residential customers remains strong. Read more
February 21st, 2011. Posted in Tipper/Skip | No Comments »
Isis Insurance a specialist lorry and HGV insurance broker has noted that with the recent spell of inclement weather experienced throughout the UK there have been a spate of incidents involving lorries and HGV’S.
As recently as this week, high winds caused lengthy traffic delays when a lorry was blown over across two lanes of the M60 near Barton Bridge in Manchester. The incident led to a partial closure of the clockwise and anti clockwise section of the motorway with the closure extended into the evening rush hour. Fortunately it has been reported that the lorry driver suffer only minor injuries. Read more
February 18th, 2011. Posted in HGV (Haulage/Truck) | No Comments »
Many HGV Drivers may have a form of diabetes which could have an impact on their driving ability. This is why DVLA require regular checkups from your doctor who will pass any information on to DVLA to clarify you are capable of driving, which is done on an annual basis.
As a leading HGV insurance broker Isis Insurance has noted recent comments made by Charles Kennedy, the former leader of the Liberal Democrats, which have highlighted the anomalous restrictions on people with diabetes. He has called for this to be lifted, especially for people who are treated with insulin, as they are currently prevented rom driving category two heavy goods vehicles on UK roads. Read more
February 15th, 2011. Posted in HGV (Haulage/Truck) | No Comments »
In the main property owner’s requirements for material damage insurance broadly be split into three categories:
- The buildings of the let property
- The property owner’s own contents at a let property
- The buildings and contents at the property owner’s own premises
The buildings and contents at the property owners own premises would not normally be covered under a landlords insurance policy.
Read more
February 14th, 2011. Posted in Landlords | No Comments »
With the increase in fuel costs expecting to continue and possible increase to in excess of £1.50 per litre many people are opting for smaller vehicles with a lower engine size which provide better miles per gallon. In response to this demand Nissan have recently launched their new electrical car called the Nissan Leaf, it has been a huge success in china and Japan and today has seen the first 100 hit the UK ports ready to be collected from their owners in the next couple of days. Read more
February 11th, 2011. Posted in Motor Trade | No Comments »
Isis insurance as a specialist insurance broker to the HGV and Haulage industry have noted recent reports of an increase in the number or attempted thefts where HGV vehicles are carrying high risk or expensive goods such as cigarettes alcohol or valuable electrical equipment.
Read more
February 9th, 2011. Posted in HGV (Haulage/Truck) | No Comments »
Whilst a number of factors can affect insurers attitude to the risks involved in arranging Landlords insurance policies such as the physical location of the buildings and its individual claims history, a major consideration will be taken from a range of other physical factors relating to the property to be insured.
The construction of the property including the number of storeys and construction materials used will have a major influence on the premium charged as it is usual for higher premiums to be charged for properties of non-standard construction.
Read more
February 4th, 2011. Posted in Landlords | No Comments »
Isis Insurance Services Limited is a member of The Financial Ombudsman Service. Authorised and regulated by the Financial Services Authority (FSA).