Experts in the field of freight management will provide an overview of the Olympic and Paralympic route networks and highlight the planning work undertaken to date.  The workshops will explain how the road changes could affect businesses and the steps that can be taken to minimise that impact.

The workshops will include group discussions and advice on how to prepare an “action plan” so that businesses are able to operate effectively during the London 2012 Games.

A full list of workshop dates, times and locations are available from www.tfl.gov.uk/2012. Businesses should email freight@tfl.gov.uk with “Freight advice workshops” in the subject line to receive a link to the official booking site.  There is a limit of two representatives per organisations and places are allocated on first come, first served.

Isis Insurance have many years experience in arranging HGV insurance for both individuals and HGV fleet insurance customers, we are not a call centre so when you contact us you will get straight through to a HGV insurance specialist who will be able to discuss your individual HGV insurance requirements with you.

It doesn’t matter whether your vehicles are commercial vans or a mixture of both commercial vans and cars, from a commercial vehicle insurance viewpoint you may be able to combine them and call them a small fleet.

As you are putting a significant sum of insurance premium through to a single insurer, you may typically be able to obtain a number of advantages if you choose a mini fleet insurance policy.

By combining your commercial vehicle insurance requirements into a single policy, you may typically be able to achieve the considerable benefits of saving money and a policy being flexible around your company needs.

Of course, as with all insurance, terms and conditions may apply and it would be a good idea to ensure that you familiarise yourself with these.

Another benefit that cannot be overlooked is that of consolidation and single point of contact, and here at Isis Insurance we are not a call centre and you will be appointed a member of staff who will look after your company insurance policy.

Having multiple vehicles insured individually may create significant additional administration.  If they are also insured with different insurance companies, then that administrative overhead may increase significantly, but for your company to have one renewal date will make life easier for you.

In the past, fleet insurance was sometimes seen as something that only really applied to the largest of companies running dozens, if not hundreds of vehicles but this is not the case anymore as many insurers have designed there multi vehicle policies to suit all companies from small commercial firms to the largest of haulage firms.

If you require a quotation for a multi vehicle or fleet insurance, then give Isis a call to see what savings they can offer you. We are not a call centre and only have offices based within the UK and we aim to answer your call with a human voice, not a recorded message.

The 20 Mercedes-Benz Sprinter 313CDIs were supplied by Birmingham dealer Midlands Truck & Van and work for TruckForce, Goodyear Dunlop’s dedicated mobile truck tyre and breakdown service and this is seen as a major promotion for Mercedes Benz due to a Large company (Goodyear) choosing a large fleet of their vehicles.

They are based across Truck Force’s 15 operating centers, which act as hubs for some 100 satellite depots across England and Wales, and used by technicians who repair, replace and service customers’ tyres at their premises or at the roadside.

The Sprinters are fitted with engine-driven PTOs which power on-board compressors, as well as Hope Safe-T-bar rear safety bumpers and roof-mounted flashing beacons. They have replaced a fleet of similar-sized vehicles by another manufacturer.

Mercedes-Benz Sprinter’s are very well engineered, with high levels of safety and comfort and top-quality support from the manufacturer. It is also an excellent ‘fit’ for the compressor equipment which Good year install.

Truck Force provides a round-the-clock service to truck fleet operators of all sizes with the aim of prolonging tyre life, reducing tyre budget and keeping its customers’ vehicles on the move. Services include breakdown cover, routine maintenance, repairs, and scheduled replacement.

Isis Insurance is a commercial vehicle fleet insurance leading broker based in the UK to offer Fleet insurance policies to many large and small businesses. We have built strong relationships with many fleet insurance companies and are able to offer you competitive prices so give us a call and let’s see what we can do for you.

Bristol Audi, a joint development with Audi UK (Motortrade), is the 13th dealership in the Mon Motors Group, and Managing director Gavin Cleverly said the group’s business strategy was to concentrate on strong brands. It now represents Audi, VW, Skoda and Ford.

“This gives us economy of scale and means we can give focus to a brand over a number of different outlets to satisfy customers over a wider base,” said Cleverly.

“For now it’s about getting Bristol up and running but if another opportunity arose we would look at it as this generates income but also Jobs for the surrounding areas,” he added.

The motor group, which also has Audi dealerships in Cardiff and Bath will be expecting further expansion and this will contribute to the growth within Audi, but will also offer jobs and income within the area.

Director of Audi UK Jeremy Hicks said: “This site has been a long time in coming because we have been looking around for 10 years for precisely the right site.

“A lot of people have worked with the Motor Trade industry to make it a reality but it now represents the brand in the most impressive way possible in the market place.”

Isis Insurance offer competitive Motor trade insurance policies and Fleet insurance Policies, so give us a call and let us get the best motor trade insurance price for you.

The electric motor cars seem to be the ones taking the headlines and today we have news of another as Rolls Royce are set to debut their 102EX all-electric luxury concept.

According to Slashgear, the design is based on their Phantom, except it has an electric-powertrain that replaces the 6.75L engine. This isn’t the first luxury car to get an electric makeover. Hybrid cars have been around for a while now; Lexus’s LX600hl is an example of one such motor, but this vehicle is aimed not so much towards to the fleet market due to the cost of purchasing and maintaining a car of such a high prestige.

Due to the importance of this show a large number of companies will be there to find suitable vehicles that will offer value for money but with all manufacturers having produced a number of vehicles that offer reliability, quality but most importantly excellent fuel economy the competition is greater than ever.

For example Hyundai have produced there new i40 which is a modern designed estate vehicle offering the comfort and performance of a stylish hatchback but again this vehicle will offering excellent fuel economy and with a price that competes against it rivals this vehicle is a strong contender.

Isis Insurance is a large fleet insurance broker who have built strong relationship with a number of fleet insurance companies to offer you a tailored fleet insurance package that is designed around your company requirement. Whether your  fleet consists of cars or commercial vehicles, we can still offer a competitive fleet insurance price to meet your individual needs.

Fleet insurance has been specifically designed for companies that have a number of vehicles and who may wish to add and remove vehicles on a more frequent basis than a standard insurance policy.

Many fleet policies offer an any driver policy, although there may be restrictions in terms of the age or driving experience of certain drivers, but as long as they have the correct licence and are above the age limit and comply with the policy terms , and of course they are are driving with the policyholders permission then the driving restrictions make a fleet policy a lot more flexible for larger companies who may have a large number of employees.

Many fleet insurance policies give you the option to insure your vehicles under different levels of cover, for example if you have 5 vans and require they Third Party Fire & theft and 5 Heavy Goods Vehicles on a comprehensive basis, this can easily be arranged to make this a more tailored policy to suit your individual needs.

 Third-party cover protects the business from damages incurred by a person other than the person employed by the business. In case your vehicle meets with an accident that was your fault, then the insurance company will protect you and the business from claims made by the third-party. At times, businesses take Third-party insurance only because it is required by law.

 Third-party fire and theft will protect your business from damage caused to a third-party and additionally should the vehicle be stolen or damaged due to fire

Comprehensive insurance provides insurance for the vehicle against most risks such as collision, vandalism, natural disaster and theft. Even though comprehensive insurance covers all major risk, you can always avoid certain covers if you feel the premiums are too high. So make sure you read the terms and condition of the policy.

 As explained above when purchasing your fleet insurance, make sure that you cover your vehicles on the correct basis. Isis Insurance are a specialist fleet insurance broker and have experienced staff who will be able to arrange a fleet insurance policy to suit your individual business needs. We have strong relationships with a number of specialist fleet insurers and are able to offer you competitive fleet insurance premiums.

The organisation also predicted that by 2014 only 100,000 of these will have been recouped.
It is clear that the reduction in the number of new homes being built is a key driver of the construction sector and recent falls in both the number of new homes being built and fears of a stagnant mortgage market have only added to the concerns.

The insurance industry has seen a decline in the gross insurance premium from the construction sector, with some insurers reporting an 8% decline in premiums written. However, the level of claims reported has not increased as predicted.

The insurance industry would normally expect to see an increase in claims during a recession but it does not appear that that has been the case.

However, insurers are still feeling the effects of higher claims costs in respect of motor claims with some commentators expecting the UK motor market to remain unprofitable until at least 2015.

So based on the different results being reported by insurers insurance premiums for van insurance and van fleet insurance remain under pressure with many insurers looking to carry increased premiums to counter their losses on existing business.

Isis insurance has access to a number of van and van fleet insurers and we are able to arrange van fleet insurance at competitive premiums, with policies being arranged to suit the specific needs of each van insurance customer.

To discuss your requirements, please contact us on 01625 539656, you will get straight through to a sales advisor who will be able to discuss your individual requirements with you.

The article points out that last year’s Department of Transport vehicle licensing statistics showed that the number of company owned cars fell by almost 4.5% while new registrations plunged 21%. The effect of the economic crisis along with the recently announced increase in VAT from next January is likely to ensure that the decline in size of commercial fleets continues.

This comes at a time when most insurers agree that insurance premium rates in the fleet insurance market need to increase to cover ever increasing claims costs.  Claims cost inflation has soared in the past 5 years far outstripping rate rises.

Data monitor estimates that claims inflation is running at around 6% across fleet and commercial insurance, although some insurers suggest it is in double figures, whilst premium rates have increased no more than low single figures.

Bodily injury claims are continuing to rise, and credit hire now accounts for around 10% of premium payments, whereas it used to be no more 2%. There are also a number of upcoming pressures on the sector, such as the recently implemented Ministry of Justice reforms.

The most recent FSA returns show commercial market had combined operating ratios of 110% in 2009.. meaning for every £1 taken in premium £1.10 was paid in costs.

With increased pressure on premium rates choosing a specialist HGV fleet insurance broker like Isis Insurance can help clients to obtain competitive rates from a number of insurance companies. We will search the market for the best premium offer from a number of insurers and look to obtain the best cover and terms available.

In these uncertain times arranging HGV Fleet insurance through Isis Insurance could be a great way to save money and improve your cover.

When you take out truck insurance and HGV insurance, your policy details will be added to the Motor Insurance Database (MID), run by the Motor Insurers’ Bureau (MIB). This may be consulted by the Police in order to establish who is insured to drive the vehicle. If you are involved in an accident (in the UK or abroad), other UK insurers and the Motor Insurers’ Bureau may search the MID to ascertain relevant policy information on behalf of victims.

A search of the MID can only be conducted using the full Vehicle Registration Mark (VRM). It is not possible to search on a name, or address, or policy number or even a partial VRM.

The information held on the database is supplied by motor insurance companies and reflects the information that has been supplied to them by the policyholder. If the information retrieved is found to be incorrect or the data is missing, the insurance company should be notified so that they can make the correction to their own files and the MID.

Subject to certain conditions, the UK Information Centre at MIB can search the MID on behalf of a victim of an accident or under provision of the Data Protection Act.

Anyone can check that the vehicle they are about to drive has a record of insurance on the Motor Insurance Database (MID) by using www.askmid.com.

It is also possible to check the MID (for a fee) using www.askmid.com following an accident to determine if the other vehicle was insured.

Fleet Insurance customers may also be interested to note the additional requirements detailed as follows:

As a commercial policyholder YOU are responsible for regularly submitting information about your vehicles to the database.  Your insurer can tell you how you should do this or you can take a look at the Insurer Submission Route options. This area of the MIB website will provide you with all the other information you need to comply with the law. 
If you drive a vehicle insured on a company policy, you need to make sure that your vehicle is on the MID.  Check with the person responsible for arranging the motor insurance in your company.

The ACPO Lead for Uniformed Operations explains how your company’s vehicles could be seized if they are not on the MID:

“The use of ANPR at the roadside is helping the police to rid the roads of uninsured vehicles.  During 2006 around 50,000 vehicles were seized by the police.  ANPR teams check against the Police National Computer, the Motor Insurance Database and the DVLA database.  If a vehicle is not taxed or insured, reported stolen or lost, or if the keeper of the vehicle is wanted by the police for any other crimes, they will be stopped and further checks will be made.  The vehicle will be seized if there are no valid documents, and if proof of ownership or insurance is not produced within 14 days of the seizure, the police have new powers to crush and destroy the vehicle. 

Company car drivers are also at risk of seizure if the company has not registered the vehicle details on the MID.  You, as a fleet vehicle driver, may be inconvenienced by the police if your company has not passed on your vehicle details to the insurance provider.  A quick phone call to your Fleet Manager may save you unnecessary hassle at the roadside.”

So it is no longer enough just to be insured, you must ensure that your company vehicles are on the MID!

We will continue our look at the MID in future articles, but in the meantime we would emphasise the need for all of our clients to understand the need to inform us of any changes of vehicle under their HGV insurance and Truck Insurance policies as soon as possible, and always before taking the vehicle onto the public highways.

As ever more information is available at www.mib.org.uk

When looking for the best fleet insurance policy for your business, there are several factors you should bear in mind. Always use a specialist fleet insurance company, such as Isis Insurance. A specialist fleet insurance broker will offer you advice on your insurance needs and make sure you are only paying for the level of cover you need.

A good way to reduce your fleet insurance premium is by only allowing older drivers to use the vehicles. Many underwriters will offer great rates for those over 25 or 30 years. You can also look at installing extra security devices on the vehicles and storing them in a secure area overnight. Not only does this protect your fleet but it will help reduce your insurance premium.  Remember – The lower the risk for the underwriter, the lower the premium for you!

Don’t forget to ask about legal cover and other extra protection for your business. If your fleet will be carrying goods, you may also want to discuss a goods in transit insurance quote.

For great rates on fleets of all sizes contact Isis Insurance now on 01625 539 656