Because it is such a specialised product it can be difficult to decide which is the best policy for you. However Isis Insurance are on hand to help you get the best Goods in Transit quote on the market.

Goods in transit insurance covers property against loss or damage while it is in transit from one place to another or being stored during a journey and this can apply whether the goods are in your own HGV or being carried by another outsourced company. Some policies can also cover you for anything sent via the postal service!

Any good goods in transit quote should include cover for theft, loss, damage and even delays and most good policies will include a replacement clause, which will either cover those goods old for new or at a price that takes into account depreciation. When you get your quote you should always check this part of the policy to ensure that if something does go wrong you do not end up out of pocket.

For help with your goods in transit quote or to obtain one for your company call the Isis Insurance team now on 01625 539 565.

With political and media interest in buy-to-let growing, Paragon has begun circulating their periodic research publications – including their monthly Buy-to-Let Index (which tracks indicators and trends in the market) and quarterly Survey of Buy-to-Let Trends (containing survey research on the landlord community) – more widely to help inform the public policy debate and increase understanding of how the market works.

The September 2005 edition of the Buy-to-Let index illustrates the following key points:

• Sustained buying activity since the spring and the higher property prices that go with it reflect a renewed confidence amongst landlords in the private rented sector.
• Although there was a modest easing of average property prices and rents during the month (attributable to a spike in July caused by unusually high value transactions during that month), August was in line with the longer-term upward trend of these indicators.
• Average rental income stood at £10,521 in August 2005, an annual increase of 10.47%. Greater London and Wales both experienced month-on-month increases in rental income in August (of 6.71% and 2.53% respectively).
• The average landlord property value stood at £160,984 in August, up from £152,622 in April 2005 and from £141,765 in August 2004 – an increase of 13.56% over the last twelve months.
• Wales was the highest yielding region in August, with an average yield of 7.37% and property value of £137,425. The West Midlands was the second highest, with a yield of 7.31% and property value of £122,112.

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