Commercial van insurance
Does your van insurance suit the way you do business? ISIS can make business van insurance comparison easy!
- We’re not a call centre. Don’t queue, get straight through.
- Instant cover, instant documentation.
- Flexible payment options.
- Discounts available for new ventures.
- Discounts available for vehicles with fixed cameras.
- Access to exclusive schemes you won’t find on the high street.
Who needs commercial van insurance?
The number of commercial vans operating on the UK’s roads in recent years has grown faster than car traffic. As with other motor vehicles, anyone who owns or operates a van on the UK’s road network needs to have insurance in place. There are a range of options available to you depending on the level of cover that you require and what you are intending to use the vehicle for.
If you use your van to carry your own stock, goods, materials, tools or equipment for business purposes, you’ll need commercial or business van insurance. Most insurance companies define a van as any goods carrying vehicle from 1 ton Gross vehicle weight up to 7.5 tons. Cover can be bought at Third party or Third Party Fire and Theft levels, but ordinarily most individuals or businesses using a commercial vehicle would normally arrange comprehensive insurance cover.
Where you use the van to carry, move and deliver goods on behalf of your customers or another third party, you will need insurance which includes hire and reward usage, sometimes referred to as haulage or light haulage insurance cover.
Other policies to consider when buying commercial van insurance
Outside of insuring the business van itself, there are a range of further covers that may well be relevant to you, depending on your circumstances and what you want to use the van for. Windscreen and glass cover are usually included as part of a Comprehensive insurance policy as standard – its well worth checking the details. Beyond that, there are a number of other considerations that may be relevant. These may include:
- Breakdown cover
- Goods in transit insurance
- Replacement Vehicle Insurance
- Tools insurance
- Legal Expenses