Why compare HGV insurance?


Whether it is a single lorry or a fleet of HGV vehicles, timely, safe and reliable transportation is likely to be a prerequisite for your business – unless deliveries arrive when they are due, your customers are unlikely to be happy and may look elsewhere for the business.

One of the potentially most critical means for ensuring that your vehicles stay on the road – rather than under repair in your garage or, even worse, stranded on the open road – is insurance. Here, therefore, are a few reasons why you might want to compare HGV insurance:

  • any kind of insurance can vary in product features and benefits, as well as costs. That goes for HGV insurance, too. It pays to compare what the market has to offer;
  • though it might lead to your saving money, requesting an insurance quote typically costs nothing at all;
  • if you are insuring your HGV for the first time, or cover is coming up for renewal, cost considerations alone might mean that it is time to compare the insurance that is available by seeking a competitive quote;
  • comparing insurance policies also gives you an opportunity to establish your needs and requirements for cover in the coming year;
  • even the process of establishing what cover you need may prove less than straight forward, given that different vehicles and different operations may require different forms of protection;
  • insuring your HGV, in other words, may require specialist knowledge, expertise and experience;
  • it is precisely these qualities which we at Isis Insurance Services are able to bring to your search for the cover that may be most appropriate to your needs – including some you may not have known you had;
  • knowing what you need, moreover, is unlikely to be enough – you might search high and low for just those policies, from a host of different insurers, are likely to meet your requirements;
  • this is also an area in which a specialist insurance provider may help, by bringing to bear his knowledge of the entire market and by scouring the potential insurers on your behalf;
  • when it comes to HGV insurance, no one size fits all – your particular needs are likely to be just that, requiring a specially tailored form of cover that might not be widely advertised in the market place;
  • a specialist provider is likely to provide you with a personal service – rather than handle your enquiries on a call centre basis, an expert in this particular field of insurance may call you to discuss exactly what you need;
  • although such a provider may be able to compare a huge range of possibilities on your behalf, the process of getting a competitive quote on the type of policy you need may be as simple as clicking a button or making a telephone call – many offer both online and telephone enquiry facilities.

Thus, there may be a number of reasons why it makes sense to compare HGV insurance. It may be tempting to do your own research by visiting one of the many general motor insurance comparison websites. But you may get an even wider range of choice, and still more competitive quote on precisely the kind of cover you need, by consulting a specialist provider.