Insurance Advice


Driving your HGV in the Summer– How to keep cool

As temperatures rise in the UK, it is a sign for the onset of summer.  For many, the summer heat is a welcome change from the rainy spring and cold winter usually experienced.  However, for HGV drivers, the change in weather and rise in temperature can make for some very uncomfortable working conditions. Long-distance driving…

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HGV Breakdown Cover – What do you need to get cover and what should you do if you breakdown during a journey?

HGVs travel many hundreds of miles and often cover long distances. If an HGV breaks down on a road or motorway, this not only impacts the business but also affects other road users. Breakdown cover for HGVs is essential as it means that if your vehicle breaks down during a journey then help is at…

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HGV Insurance – What Information and Documents will you need to Obtain HGV Insurance?

Any haulage firm or fleet operator that operates commercial vehicles that transport heavy goods requires heavy goods vehicle insurance.  Ensuring you have the best possible HGV insurance policy in place (individual vehicle or fleet insurance) not only provides protection for you and your business, but it also protects your employees and other people and vehicles…

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What are the Rules if you are an HGV Driver?

There are strict rules in place for HGV drivers in the UK.  The rules are applicable for drivers who are operating any vehicle that is over 3.5 tonnes. The Heavy Goods Vehicles Working Time Directives set out the rules relating to HGV driving. The Metropolitan Transport Research Unit found that in 2018 HGVs were more…

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HGV Driver Shortage – Is the Shortfall Diminishing?

There has been a HGV driver shortage in the UK for many years, and the shortages became a much more pressing issue in 2021.  The driver shortage reached a critical point last year when multiple factors including Brexit, the global Covid-19 pandemic, and an ageing HGV workforce collided to create widespread HGV driver shortages. The…

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What Types of Vehicles Can Be Included As Part Of A Truck or HGV Fleet Insurance Policy?

HGV Fleet Insurance Many businesses rely on HGVs and trucks in order to run efficiently.  The transportation of goods is not only essential for businesses, but also means daily life for consumers runs as normal. Haulage companies and fleet managers have to ensure that their fleet of trucks and HGVs have adequate insurance.  According to…

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What Additional Cover Can I Get With My Lorry Insurance?

If you are looking for truck, lorry, or HGV insurance then it is important that you get the policy that meets all your operational needs.  Having adequate insurance means that when you take your vehicle on to the road as part of your business operations, you have the right level of protection. Your standard HGV…

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Goods In Transit Insurance – What Amount And Types Of Insurance Is Required As A Haulier?

Goods in transit insurance is insurance cover that protects the goods being transported as a haulier.  The insurance normally covers the haulier against the following: Loss Destruction Damage Theft Delays in delivery Loss Consequential loss for items delivered incorrectly The sum insured can include the value of the goods being transported, either by way of…

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Coronavirus (COVID-19) – 2 important Govt driving updates for Haulage Drivers and Operators

Coronavirus (COVID-19) – 2 important Govt driving updates for Haulage Drivers and Operators This Isis Insurance article covers 2 important recent updates, relevant to HGV Drivers & Operators. These are: 1) Temporary relaxation of HGV driving rules 2) All lorry, bus or trailer annual tests (MOT) have been suspended from 21 March 2020 for 3…

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Why I decided UK businesses needed a higher standard of heavy vehicle and goods in transit insurance

Why I decided UK businesses needed a higher standard of heavy vehicle and goods in transit insurance If your business uses heavy goods vehicles of any kind, you need to have complete confidence that you’ll be covered when the unexpected happens, which means you’ll need the right heavy vehicle and goods in transit insurance in…

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